Repayments

Hello, Can anyone tell me whether or not there are plans available that will let me pay back any of the money without penalty?

Thanks for this.

Cars, Halifax's Retirement Home Plan allows the payment of interest only and depending on what rate options they have avlaiable at the time they may also have a no Early Repayment Charge option.

Scottish Widows have a a very flexible product (non SHIP) which only ties you in at 2% for the first 2 years but you can also have it with an offset facilty so effectively achieving the same thing.

Otherwise you are looking at best 5% penalty for first 5yrs.

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